Are you close enough to the gold watch that you are concerned, or have you already made the decision to retire and to become one of those lucky people within the next year? Are you currently retired? Many of our clients are just like you, and they came to us for help in answering some very important questions: How much money will I need to retire? How much can I spend monthly without running out?
It is possible to work and save your entire life, accumulating enough wealth to retire comfortably, and then still easily come up short by underestimating how long your portfolio will need to last or how much of your wealth can be spent and when.
All of our clients are concerned with the future. However, your needs as a retiree require your portfolio to work extra hard for you. You will need special consideration in your cash distributions, and you’ll need to plan for the survival and buying power of your portfolio. Underestimating the length of your lifespan along with withdrawals that are too large can produce a devastating result: running out of money when you need it the most.
The capital markets are never static. The proprietary model of Anderson Griggs, developed over the years, utilizes technology and judgment to guide us in earning high quality returns when the markets are well and to rapidly reduce risk in anticipation of market downturns. You can be comfortable in the knowledge that we are working everyday to make sure that your retirement years are what they should be: truly enjoyable.
Anderson Griggs & Company, Inc., doing business as Anderson Griggs Portfolio Management is a registered investment adviser with the US Securities & Exchange Commission. Pursuant to laws and regulations Anderson Griggs also maintains notice filing with several individuals state regulators including North and South Carolina. Anderson Griggs only conducts business in states and locations where it is properly registered or meets state requirements for advisors. This commentary is for information purposes only and is not an offer of investment advice. We will only render advice after we deliver our Form ADV Part II to a client in an authorized jurisdiction and receive a properly executed investment Management Agreement. Any reference to performance is historical in nature and no assumption about future performance should be made based on the past performance of any Anderson Griggs Investment Objective, individual account, or index. The authors of publication are expressing general opinions and commentary. They are not attempting to provide legal, accounting, or specific advice to any individual concerning their personal situation. Anderson Griggs Portfolio Management's office is located at 113 E. Main St., Suite 310, Rock Hill, SC 29730. The local phone number is 803-324-5044 and nationally can be reached via its toll-free number 800-254-0874.